Tax Forms

All Massachusetts residents above age 18 are required to have health insurance coverage. The 1099-HC form allows residents to confirm health insurance coverage when filing their state taxes - it indicates the months that subscribers carried health insurance coverage that met minimum creditable coverage requirements.

HUGHP Representatives are not permitted to give you individual tax advice. If you have questions, we suggest that you seek the counsel of an informed tax preparer, qualified accountant, or attorney. 

What information do I need to file my taxes?

  • Your policy ID number
  • The Federal ID (FID): 04-1045815
  • The months which you were insured

Sample 1099-HC form

Who receives a 1099-HC form? 

All subscribers who reside in Massachusetts and had minimum creditable coverage will receive the 1099-HC. Blue Cross Blue Shield of Massachusetts sends out these letters on behalf of HUGHP.

What will I receive if I have dependents on my plan? 

Only the individual who is the plan subscriber will receive a 1099-HC form. Information on both the subscriber and dependents will be included on the form. Any dependents filing individual income taxes will require information provided on the subscriber’s 1099-HC form - these forms may be photocopied.

When will I receive my form?

Blue Cross Blue Shield of Massachusetts mails the 1099-HC forms on behalf of HUGHP by January 31 of the following year. In order to request a copy of your 1099-HC, please either call Blue Cross Blue Shield of Massachusetts Member Services at 1-800-257-8141 or request it online via MyBlue. You will not receive a form if you are less than 18 years old or are a Medicare/Medex member.

1095-C tax form

The Form 1095-C indicates whether you and your eligible dependents were covered and contains information about your Harvard healthcare coverage. You will need this when filing your federal taxes. 

Harvard is required to provide a 1095-C tax form to employees. To learn more visit hr.harvard.edu or contact the Benefits Office at 617-496-4001 or email: benefits@harvard.edu.